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Company: ACRO STAFF
Contact Name: DAVE

Job Details: Financial Analyst (Underwriter) - Ag Lending Department Date: Jul 05 2020

Job Reference: 4866
Job Category: Finance Jobs [ View All Finance Jobs Jobs ]
Company Type Recruiter
Employment type: Full Time, Contract
Degree: Bachelors
Experience: 4 years
Location: Roseville, California, 95661
Job Skills: Financial Analyst (Underwriter) - Ag Lending Department
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Job Description

Responsibilities will include and are not limited to the following:

Conducts detailed, independent financial and collateral analysis on credit requests. Evaluates business plans, projections, operating records, and financial statements. Evaluates all types of collateral in relation to feasibility of transaction, market/industry conditions and loan structure. Supports conclusions based on factual data. Effectively communicates information and analytical results to stakeholders
In collaboration with the relationship manager, identify risks of loan structure and participates in discussions with credit risk as required
Identifies risks associated with each loan and mitigations to risks. Generates and recommends risk ratings
Interprets and applies Bank policies, governmental regulations, and accounting theory
Prepares reports and analyses in areas such as budgets, forecasts, financial plans, governmental requirements, statistical reports, cash flow projections, and business forecasts
Performs industry research in various market areas to support transaction
Participates on client calls and/or client relationships with relationship managers as assigned
Performs all other job duties as assigned by supervisor
Undergraduate degree in Business, Accounting, Economics, or related field preferred with 2-4 years related accounting or financial statement analysis/lending experience; or equivalent combination of education and experience required
Proficient with MS Word, MS Excel, MS Outlook and Internet
Adept at utilizing financial software programs and other databases integral to compiling financial and collateral analysis spreads
Must demonstrate excellent customer service skills with ability to communicate tactfully and listen attentively to the customer
Possess good human relations, communications, and business writing skills
High level of accuracy and great attention to detail
Strong analytical and problem solving skills
Able to make and support sound decisions
Possess effective time management and organizational skills
Able to cope with pressure resulting from meeting required deadlines and reporting requirements
Demonstrate teamwork in facilitating workflow
High level of cooperation with others and responsive to the Bank's needs
Consistently demonstrate tact, discretion, and good judgment
Exhibit high degree of professionalism and confidentiality in handling and having access to sensitive information
Able to work effectively without direct supervision
Able to comprehend and interpret Bank policies and procedures
Must be able to travel throughout bank's footprint to perform duties (less than 25%)

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